Where you live
12 countries. One forum. One clock that fits yours.
Your brokerage account is a US account governed by US law, wherever you live. Choose your country for the local specifics — the hours, the hubs, the pitches that show up there, and the questions other Americans there ask.
- 01 · North America Mexico same hour as Birmingham for most of the year Lake Chapala & Ajijic · San Miguel de Allende · Puerto Vallarta
- 02 · Southeast Asia Thailand 12 hours ahead of Birmingham (13 in US summer) Chiang Mai · Bangkok · Hua Hin
- 03 · South America Colombia one hour ahead of Birmingham (same hour in US summer) Medellín · Bogotá · Cartagena
- 04 · Central America Costa Rica same hour as Birmingham (one hour behind in US summer) Central Valley (Escazú, Atenas, Grecia) · Guanacaste · Tamarindo
- 05 · Central America Panama one hour ahead of Birmingham (same hour in US summer) Panama City · Boquete · Coronado
- 06 · Europe Portugal six hours ahead of Birmingham Lisbon & Cascais · Porto · The Algarve
- 07 · Southeast Asia Philippines 14 hours ahead of Birmingham (13 in US summer) Metro Manila · Cebu · Angeles & Subic
- 08 · South America Ecuador one hour ahead of Birmingham (same hour in US summer) Cuenca · Quito · Cotacachi
- 09 · Southeast Asia Vietnam 12 hours ahead of Birmingham (13 in US summer) Da Nang · Ho Chi Minh City · Hanoi
- 10 · Southeast Asia Bali & Indonesia 13 hours ahead of Birmingham (14 in US summer) Canggu · Ubud · Sanur
- 11 · Southeast Asia Cambodia 12 hours ahead of Birmingham (13 in US summer) Phnom Penh · Siem Reap · Kampot
- 12 · Southeast Asia Malaysia 14 hours ahead of Birmingham (13 in US summer) Kuala Lumpur · Penang · Johor Bahru
Free case review
Not on the list? Same law, same forum. Send the statements.
Free and confidential review by Richard Frankowski. Calls scheduled in your time zone, never ours.